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Insurance

APS Reads Storm-Kristin Cluster Indemnifications at €1.3 Billion With €530 Million Already Paid Out — 71% of 205,000 Claims Closed, 60,000 Files Still Open and €85 Million Cleared in the Last Fortnight Alone

APS Reads Storm-Kristin Cluster Indemnifications at €1.3 Billion With €530 Million Already Paid Out — 71% of 205,000 Claims Closed, 60,000 Files Still Open and €85 Million Cleared in the Last Fortnight Alone

APS reads the Kristin-Leonardo-Marta storm cluster of 27 Jan-13 Feb 2026 at €1.3 bn estimated indemnifications, with €530 M already paid across 145,000 closed or advanced files — 71% of 205,000 received claims. 60,000 files remain open; €85 M cleared in the last fortnight.
The Portugal Brief
ASF's Fundo de Acidentes de Trabalho Settles €10.4 Million to Sinistrados and Pensionistas in 2025 — €52 Million Reimbursed to Insurers on Pension Updates as 2,001 Indemnity Files Sit Inside the FAT Perimeter

ASF's Fundo de Acidentes de Trabalho Settles €10.4 Million to Sinistrados and Pensionistas in 2025 — €52 Million Reimbursed to Insurers on Pension Updates as 2,001 Indemnity Files Sit Inside the FAT Perimeter

ASF's 2025 reading of the Fundo de Acidentes de Trabalho lands direct payments to sinistrados at €10.4 million, up 1.47% YoY, with €52 million reimbursed to private seguradoras on pension updates and 2,001 indemnity files inside the FAT perimeter at year-end.
The Portugal Brief
Private Health Insurance (Seguro de Saúde) in Portugal in 2026 — A Practical Guide to Médis, Multicare, Allianz Care and AdvanceCare, the ASF Framework, the Períodos de Carência, the Co-Pagamentos, Pre-Existing Rules and the IRS 15% Deduction

Private Health Insurance (Seguro de Saúde) in Portugal in 2026 — A Practical Guide to Médis, Multicare, Allianz Care and AdvanceCare, the ASF Framework, the Períodos de Carência, the Co-Pagamentos, Pre-Existing Rules and the IRS 15% Deduction

Portugal's private health insurance (seguro de saúde) market — supervised by ASF — covers what the SNS queues for. The four big insurers, the carência calendar, co-pagamentos, pre-existing rules, ADSE, and the 15% IRS deduction.
The Portugal Brief