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Banco de Portugal's 2025 Behavioural Supervision Report Walks Banks Into €8.91 Million of Customer Refunds — €8.24 Million in Indevidas Commissions, 3,298 Specific Determinations and 52 Contraordenação Proposals Across the Inspection Tape

Banco de Portugal's 2025 Behavioural Supervision Report Walks Banks Into €8.91 Million of Customer Refunds — €8.24 Million in Indevidas Commissions, 3,298 Specific Determinations and 52 Contraordenação Proposals Across the Inspection Tape

Banco de Portugal's 2025 Behavioural Supervision Report — the annual file from Avenida Almirante Reis that aggregates every consumer-protection inspection, mystery-shopper visit and complaint-driven enforcement action the supervisor ran against the...
The Portugal Brief
Conselho Nacional de Educação Walks the Government's Higher-Education Access Rewind Into a 'Consequências Gravosas' Parecer — CNE Unanimously Asks Fernando Alexandre to Repensar the One-Exam-Minimum Proposal That Reverses the 2023 Two-Exam Rule

Conselho Nacional de Educação Walks the Government's Higher-Education Access Rewind Into a 'Consequências Gravosas' Parecer — CNE Unanimously Asks Fernando Alexandre to Repensar the One-Exam-Minimum Proposal That Reverses the 2023 Two-Exam Rule

The Conselho Nacional de Educação — the Republic's consultative body on every diploma the Ministry of Education and Higher Education tries to move through the system — has dropped a unanimous parecer onto the desk of Minister Fernando Alexandre...
The Portugal Brief
PS Aligns With PSD to Kill Chega's Constitutional Revision Push on Tuesday 12 May — Socialist Secretariado Nacional Says the Portuguese 'Do Not Ask for a Constitutional Revision' Inside the 30-Day Counter-Project Window

PS Aligns With PSD to Kill Chega's Constitutional Revision Push on Tuesday 12 May — Socialist Secretariado Nacional Says the Portuguese 'Do Not Ask for a Constitutional Revision' Inside the 30-Day Counter-Project Window

Tuesday 12 May 2026: the PS Secretariado Nacional formally rules out tabling a constitutional revision project. PSD's António Rodrigues told TSF the party will block Chega's proposals. Without either, the 154-vote two-thirds threshold under Article 286 is mathematically out of reach.
The Portugal Brief
Getting an SNS Número de Utente in Portugal in 2026 — A Practical Guide to the Registo Nacional de Utentes, the Médico de Família Assignment, the Centro de Saúde Walk and the Foreign-Resident Documentary Chain Under Lei 95/2019 and Decreto-Lei 113/2011

Getting an SNS Número de Utente in Portugal in 2026 — A Practical Guide to the Registo Nacional de Utentes, the Médico de Família Assignment, the Centro de Saúde Walk and the Foreign-Resident Documentary Chain Under Lei 95/2019 and Decreto-Lei 113/2011

Getting an SNS Número de Utente in 2026 — legal frame under Lei 95/2019 and Decreto-Lei 113/2011, documentary chain (Título de Residência, NIF, NISS, Atestado da Junta), Registo Nacional de Utentes inscription, Médico de Família assignment, SNS24 / Vacinas / Portal do Cidadão digital rail.
The Portugal Brief
Banco de Portugal Walks the Folheto de Comissões Out of Its Two-Decade-Old Labyrinth — Supervisor Opens a Multi-Year Reformulation of Bank Fee Disclosures and the Comparador de Comissões Targeting Cross-Bank Comparability Through 2028

Banco de Portugal Walks the Folheto de Comissões Out of Its Two-Decade-Old Labyrinth — Supervisor Opens a Multi-Year Reformulation of Bank Fee Disclosures and the Comparador de Comissões Targeting Cross-Bank Comparability Through 2028

Tuesday 12 May: Banco de Portugal opens a multi-year reformulation of the Folheto de Comissões — two-decade-old rules under Aviso 8/2009 produced a labyrinth of dozens-of-page documents. Supervisor targets simpler templates, cross-bank comparability and Comparador-de-Comissões expansion by 2028.
The Portugal Brief
Seguro Promulgates the Pacote Fiscal Habitação on Monday Evening 12 May — IVA on Moderate-Price Construction Drops to 6%, IRS on Moderate Rents Falls From 25% to 10% Through 2029, Non-Resident IMT on Habitação Locks Fixed at 7.5% Without Isenções

Seguro Promulgates the Pacote Fiscal Habitação on Monday Evening 12 May — IVA on Moderate-Price Construction Drops to 6%, IRS on Moderate Rents Falls From 25% to 10% Through 2029, Non-Resident IMT on Habitação Locks Fixed at 7.5% Without Isenções

Monday evening 12 May: President Seguro promulgates the Pacote Fiscal Habitação — IVA on moderate-price construction drops to 6%, IRS on moderate rents falls 25%→10% through 2029, non-resident IMT locks fixed at 7.5%, tenant deduction rises to €900 in 2026 and €1,000 from 2027.
The Portugal Brief