The IMT and Stamp Duty Exemption for Young Home Buyers (Under 35) in Portugal in 2026 — A Practical Guide to the €330,539 Full-Exemption Threshold, the €660,982 Partial Band, Who Qualifies and How to Claim It
Buyers aged 35 or under pay no IMT or stamp duty on a first home worth up to €330,539 in 2026 — about €13,000 saved on a €300,000 purchase. Our guide covers who qualifies, the partial band to €660,982, how to claim it, the 100% mortgage guarantee, and the catch for non-resident buyers.