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Banco de Portugal Posts €42.4 Billion in Certificados de Aforro at End-May for a 20th Consecutive Monthly Climb — €750 Million Subscription Burst Marks a Three-Year High as Série F Pays Almost 2.2% and the €250,000 Cap Pulls Household Savings

Banco de Portugal Posts €42.4 Billion in Certificados de Aforro at End-May for a 20th Consecutive Monthly Climb — €750 Million Subscription Burst Marks a Three-Year High as Série F Pays Almost 2.2% and the €250,000 Cap Pulls Household Savings

Certificados de Aforro hit €42.4 billion at end-May, a 20th straight monthly climb, with €750 million in net subscriptions — the biggest single-month inflow in three years. Série F pays almost 2.2% after April's €250,000 cap lift.
The Portugal Brief
Bastonária Paula Franco Says IRS Refund Pipeline Has "Practically Stopped" with Thousands of Declarações por Liquidar — Ordem dos Contabilistas Flags Reform Results Still Not Showing Up

Bastonária Paula Franco Says IRS Refund Pipeline Has "Practically Stopped" with Thousands of Declarações por Liquidar — Ordem dos Contabilistas Flags Reform Results Still Not Showing Up

Speaking on Conversa Capital (Antena 1 / Jornal de Negócios), Bastonária Paula Franco said IRS reimbursement processing is now "practically stopped" with thousands of declarations pending — and that the 2026 housing fiscal package is "no miracle" despite well-aimed measures.
The Portugal Brief
Building a PPR (Plano Poupança Reforma) Portfolio in Portugal in 2026 — A Practical Guide to the 20% IRS Tax Credit, the €400/€350/€300 Age-Banded Caps, the 5- and 8-Year Lock-In and the Categoria H Withdrawal Mechanics

Building a PPR (Plano Poupança Reforma) Portfolio in Portugal in 2026 — A Practical Guide to the 20% IRS Tax Credit, the €400/€350/€300 Age-Banded Caps, the 5- and 8-Year Lock-In and the Categoria H Withdrawal Mechanics

A practical guide to Portugal's PPR (Plano Poupança Reforma) — the 20% IRS tax credit, the €400/€350/€300 age-banded caps, the 5- and 8-year lock-in, the 8% withdrawal tax, the Categoria H Modelo 3 reporting flow and how the PPR stacks against the state pension and IFICI.
The Portugal Brief