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housing

Housing market trends, real estate prices, rental policies, and property news in Portugal.

Three Banks Capture 73% of Lisbon's €750M Youth-Mortgage Reinforcement — BPI, BCP and Santander Take the Bulk as Public Guarantee Total Pushes Past €2.3bn

Three Banks Capture 73% of Lisbon's €750M Youth-Mortgage Reinforcement — BPI, BCP and Santander Take the Bulk as Public Guarantee Total Pushes Past €2.3bn

The despacho is dated 20 April 2026, signed by Finance Minister Joaquim Miranda Sarmento, and gazetted in the Diário da República on Saturday, 25 April. It injects €750 million into the public guarantee that lets Portuguese under-35s borrow up to...

Renting in Portugal — A 2026 Expat Tenant Guide to the Contrato de Arrendamento, the Caução, the Fiador, the Recibo Eletrónico, and the NRAU Rules That Matter

Renting in Portugal — A 2026 Expat Tenant Guide to the Contrato de Arrendamento, the Caução, the Fiador, the Recibo Eletrónico, and the NRAU Rules That Matter

How a foreign resident actually rents in Portugal in 2026 — the contrato under the NRAU, what landlords ask for, the caução and fiador, how the recibo de renda eletrónico works, the renovação automática rule, the IRS deduction, and your Mais Habitação protections.

Selling Your House in Portugal 2026: The Escritura Pública, the Anexo G, the Mais-Valias Rules, and the Solicitador Process for Foreign Sellers

Selling Your House in Portugal 2026: The Escritura Pública, the Anexo G, the Mais-Valias Rules, and the Solicitador Process for Foreign Sellers

Everything foreign homeowners need to know about selling a property in Portugal in 2026 — the CPCV, the escritura pública, documents a buyer will demand, how mais-valias are calculated, the reinvestment exemption (with the April 2026 Tribunal Constitucional ruling), and the Anexo G declaration.

Tribunal Constitucional Overrides the Fisco on IRS Mais-Valias — Acórdão 330/2026 Widens the Reinvestment Exemption to Construction Credit

Tribunal Constitucional Overrides the Fisco on IRS Mais-Valias — Acórdão 330/2026 Widens the Reinvestment Exemption to Construction Credit

Tribunal Constitucional Acórdão 330/2026 (22 April) strikes down the Autoridade Tributária's narrow reading of Article 11 of Law 82-E/2014: the IRS mais-valias reinvestment exemption now covers proceeds used to amortise construction loans on an owner's permanent home, not only purchase mortgages.