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Housing

Housing market trends, real estate prices, rental policies, and property news in Portugal.
Banco de Portugal's June Boletim Económico Flips Portugal's Demographic-vs-Supply Housing Gap to Surplus for the First Time in 11 Years — 300,000-Unit Decade Deficit, 26,700 Completions and the Immigration Cut Frame the Reset

Banco de Portugal's June Boletim Económico Flips Portugal's Demographic-vs-Supply Housing Gap to Surplus for the First Time in 11 Years — 300,000-Unit Decade Deficit, 26,700 Completions and the Immigration Cut Frame the Reset

The Banco de Portugal (Bank of Portugal, BdP) Boletim Económico — Junho 2026 (June 2026 Economic Bulletin), published Sunday 15 June, carries a thematic study titled Housing in Portugal: determinants of supply and dynamics of prices and rents that...
The Portugal Brief
Banco de Portugal Governor Álvaro Santos Pereira Pushes Mortgage Taxa de Esforço Cap From 50% to 45% and Extends the Under-35 Maturity Ladder to 40 Years — Macroprudential Recommendations Head Toward Binding-Rule Status

Banco de Portugal Governor Álvaro Santos Pereira Pushes Mortgage Taxa de Esforço Cap From 50% to 45% and Extends the Under-35 Maturity Ladder to 40 Years — Macroprudential Recommendations Head Toward Binding-Rule Status

Governor Álvaro Santos Pereira wants the mortgage taxa de esforço cap lowered from 50% to 45%, the bank-level exception envelope cut from 15% to 10%, and the maximum maturity stretched to 40 years for borrowers under 35. He also asked parliament to make the rules binding.
The Portugal Brief