Housing market trends, real estate prices, rental policies, and property news in Portugal.
Despacho n.º 10855/2026 gives Montepio 60 million euros and Novobanco 40 million of extra portfolio guarantee after both hit their ceilings. The envelope reaches 2.4 billion euros, and the scheme still expires on 31 December.
Decreto Regulamentar Regional 16/2026/M froze ten categories of act inside a marked area of São Martinho from Saturday, down to repainting a wall. Article 52 of Lei 31/2014 gives owners a right to compensation, and the freeze runs to 29 August 2028.
On a €150,000 loan over 30 years at a 1 percent spread, the three-month reset adds €23.21, the six-month €46.95 and the twelve-month €70. The European Central Bank meets on 10 September, and markets are already pricing a second rise on 17 December.
Seven months after the storm, one council has cleared 30.1 percent of the national caseload: 69.7 million euros requested, 39.5 million validated, 37.3 million paid, 2,731 refused. Analysis is finished; 310 approved files are still waiting for money.
Luísa Salgueiro says the council is fronting money that belongs to central government. The loan goes before the executive on Wednesday, funds 500 homes on municipal land including one development reserved for under-35s, and also pays for seven estates totalling 1,173 dwellings left out of the PRR.
Supply grew by 942 rooms in the capital and prices rose anyway, by about 10 percent in under a week. Portaria n.º 331-B/2026/1 says the state will cover €500 in Lisbon and €419 in Porto. The market is now above both.
INE counted 34,053 appraisals in July. Apartments reached €2,627 a square metre and houses €1,606, with the Setubal peninsula up 20.4 percent on the year and no region falling. Grande Lisboa sits 51.7 percent above the national median.
