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Guides

Guides

Comprehensive practical guides for living in Portugal. Taxes (IFICI/NHR), visas (D7, D8, Golden Visa), healthcare (SNS + private), housing, banking, bureaucracy, and daily life essentials for expats.

Family Reunification (Reagrupamento Familiar) in Portugal in 2026 — A Practical Guide to the AIMA Process, the Lei 23/2007 Framework, the Spouse, Children and Parent Tracks, and the Documentary Chain to the Cartão de Residência

Family Reunification (Reagrupamento Familiar) in Portugal in 2026 — A Practical Guide to the AIMA Process, the Lei 23/2007 Framework, the Spouse, Children and Parent Tracks, and the Documentary Chain to the Cartão de Residência

Family reunification in Portugal runs through AIMA under Lei 23/2007 and covers spouses, minor and adult-dependent children, parents over 65 and unmarried partners in união de facto. The 2026 guide walks the three tracks, the documents, the wait times and the appeals path.
The Portugal Brief
Private Health Insurance (Seguro de Saúde) in Portugal in 2026 — A Practical Guide to Médis, Multicare, Allianz Care and AdvanceCare, the ASF Framework, the Períodos de Carência, the Co-Pagamentos, Pre-Existing Rules and the IRS 15% Deduction

Private Health Insurance (Seguro de Saúde) in Portugal in 2026 — A Practical Guide to Médis, Multicare, Allianz Care and AdvanceCare, the ASF Framework, the Períodos de Carência, the Co-Pagamentos, Pre-Existing Rules and the IRS 15% Deduction

Portugal's private health insurance (seguro de saúde) market — supervised by ASF — covers what the SNS queues for. The four big insurers, the carência calendar, co-pagamentos, pre-existing rules, ADSE, and the 15% IRS deduction.
The Portugal Brief
Funerals and Death Registration in Portugal in 2026 — A Practical Guide for Foreign Residents to the Registo de Óbito, Cremação vs Sepultamento, the Cemitérios Municipais, the SIRRC Repatriation Chain, and the Decreto-Lei 411/98 Framework

Funerals and Death Registration in Portugal in 2026 — A Practical Guide for Foreign Residents to the Registo de Óbito, Cremação vs Sepultamento, the Cemitérios Municipais, the SIRRC Repatriation Chain, and the Decreto-Lei 411/98 Framework

A practical guide to funerals and death registration in Portugal in 2026 for foreign residents — the SICO Certificado de Óbito, the registo de óbito, cremação vs sepultamento, the cemitérios municipais, the SIRRC repatriation chain, and the Decreto-Lei 411/98 substrate.
The Portugal Brief
Mobile Network Operators in Portugal in 2026 — A Practical Guide to MEO, NOS, Vodafone, NOWO/Digi, the ANACOM Tariff Floor, the 5G Coverage Map, the Number-Portability Process and the Tarifa Social das Comunicações

Mobile Network Operators in Portugal in 2026 — A Practical Guide to MEO, NOS, Vodafone, NOWO/Digi, the ANACOM Tariff Floor, the 5G Coverage Map, the Number-Portability Process and the Tarifa Social das Comunicações

Portugal runs a three-MNO mobile market — MEO, NOS and Vodafone — alongside NOWO and a long MVNO tail. The 2026 guide walks the operator map, ANACOM, 5G coverage, prepaid-to-postpaid, number portability, EU roaming, and the €5.36 Tarifa Social das Comunicações.
The Portugal Brief
Long-Distance Buses (Autocarros de Longo Curso) in Portugal in 2026 — A Practical Guide to Rede Expressos, FlixBus, the Sete Rios Terminal, the Terminal Intermodal de Campanhã, EVA Transportes in the Algarve, and the €2.95 Booking Floor

Long-Distance Buses (Autocarros de Longo Curso) in Portugal in 2026 — A Practical Guide to Rede Expressos, FlixBus, the Sete Rios Terminal, the Terminal Intermodal de Campanhã, EVA Transportes in the Algarve, and the €2.95 Booking Floor

A practical guide to long-distance buses in Portugal in 2026 — Rede Expressos vs FlixBus, the Sete Rios and Terminal Intermodal de Campanhã hubs, EVA in the Algarve, the €2.95 booking floor, and where the coach beats the train for foreign residents.
The Portugal Brief
Solar Self-Consumption (Autoconsumo) in Portugal in 2026 — A Practical Guide to UPAC Tiers, the DGEG Communication, the ERSE Surplus-Injection Rules and What Your Roof Actually Earns

Solar Self-Consumption (Autoconsumo) in Portugal in 2026 — A Practical Guide to UPAC Tiers, the DGEG Communication, the ERSE Surplus-Injection Rules and What Your Roof Actually Earns

Portugal closed 2024 with 237,000 self-consumers and 1.8 GW of installed UPAC capacity. This 2026 guide walks foreign residents through the four DGEG/ERSE capacity tiers, the SERUP communication, surplus-injection rules to the CUR, and the payback maths on a typical Portuguese roof.
The Portugal Brief
Filing the Modelo 3 IRS in Portugal in 2026 — A Practical Guide to the 1 April–30 June Window, the Pre-Populated IRS Automático, the 2025 Brackets, the IRS Jovem Stairway, the e-Fatura Deduction Engine, and the Anexos Foreign Residents Actually Need

Filing the Modelo 3 IRS in Portugal in 2026 — A Practical Guide to the 1 April–30 June Window, the Pre-Populated IRS Automático, the 2025 Brackets, the IRS Jovem Stairway, the e-Fatura Deduction Engine, and the Anexos Foreign Residents Actually Need

Portugal's IRS filing window for 2025 income runs 1 April–30 June 2026. This guide walks the Modelo 3, IRS Automático, 2025 brackets, IRS Jovem, e-Fatura deductions, and the anexos foreign residents need — A, B, F, G, H, J and IFICI/L.
The Portugal Brief