The Prestação Social para a Inclusão (Social Inclusion Benefit) in Portugal in 2026 — A Practical Guide to the 60% Disability Threshold, the €333.64 Base Component, the €670 Means-Tested Complemento and How to Claim It

The Prestação Social para a Inclusão (PSI, Social Inclusion Benefit) is Portugal’s main cash support for people with a disability. It is run by the Segurança Social (Social Security) and is non-contributory — you do not need a record of paid social-security contributions to receive it, because entitlement turns on a certified degree of disability rather than on your work history. Created by Decreto-Lei 126-A/2017 (Decree-Law 126-A/2017), it pulled several older and messier supports into one benefit, and its 2026 values were set by Portaria 58-A/2026/1 (Ministerial Order 58-A/2026/1), which raised the annual reference amounts by 2.80% in step with inflation. This guide sets out who qualifies in 2026, how much the benefit pays, and how to claim it.

Who qualifies

The gateway to the PSI is a degree of disability. You need a grau de incapacidade (degree of incapacity) of at least 60%, certified by an Atestado Médico de Incapacidade Multiusos (AMIM, Multi-Purpose Medical Certificate of Incapacity). That certificate is not something a family doctor can sign off: it is issued by a junta médica (medical board) within the public Serviço Nacional de Saúde (SNS, National Health Service), which examines you and fixes your percentage. The AMIM is the single most important document in the whole process, and it is worth requesting early, because the medical board can take time.

The PSI is designed for people of working age. It can be paid from birth — with a reduced amount for minors — and runs up to the legal retirement age, at which point recipients move onto old-age support instead. There is an important rule for older applicants: you can still be granted the benefit at 55 or over, but only if the disability of 60% or more began before you turned 55 and the certification was requested before that birthday. You must be legally resident in Portugal; Portuguese nationals, legally resident foreigners, refugees and stateless people can all apply.

The base component

The PSI is built from up to three parts. The backbone is the componente base (base component), a flat monthly payment. In 2026 it is €333.64 a month for adults — an annual reference of €4,003.68 — and exactly half that, €166.82 a month, for minors.

How much of the base component you actually receive depends on your degree of disability. If you are certified at 80% or more, you are paid the full €333.64 regardless of your income — the base component is not means-tested at that level. If your degree falls in the 60–79% band, the base component is means-tested: it is reduced according to your own income measured against a legal ceiling, so higher earners in that band receive less than the full amount, or nothing once their income clears the threshold. In practice, then, the base component is an unconditional floor for those with the most severe disabilities and an income-tested top-up for those with a lighter certified degree.

The complemento

On top of the base component sits the complemento (complement), a means-tested supplement for people who live alone or in economically deprived households. For 2026 its maximum is €670 a month for a single beneficiary — an annual reference of €8,040 — which is €105 a month more than in 2025, one of the larger social-benefit increases in this year’s state budget. Because it is subject to a condição de recursos (means test), the €670 is a ceiling rather than a guaranteed amount: it is scaled down by household income, and larger, better-off households receive less. Where more than one member of the same household is entitled to the benefit, the complement’s reference amount is raised accordingly.

The third component — and why you won’t see a figure for it

The law also provides for a third part, the majoração (majoration), meant to help cover the specific extra costs that certain disabilities impose. In 2026, however, this component still awaits its implementing regulation and has no defined value — so, while it exists on paper, there is no euro figure to claim under it yet. If and when it is regulated, it will be added to the base and complement rather than replacing them.

How the PSI sits alongside other benefits

The PSI did not appear in a vacuum: it absorbed a set of older supports, including the pensão social de invalidez (social invalidity pension), the subsídio mensal vitalício (lifelong monthly allowance) and certain transitional pensions for rural workers. That history matters, because it dictates what you can and cannot combine it with.

You can generally receive the PSI together with contributory pensions — an old-age or survivor’s pension you have built up through work — as well as the abono de família (family allowance) and the Rendimento Social de Inserção (RSI, Social Integration Income). You cannot stack it with the benefits it was designed to replace or overlap: the bonificação por deficiência of the family allowance, the subsídio por assistência de terceira pessoa (third-person assistance subsidy) in new claims, the Complemento Solidário para Idosos (CSI, Solidarity Supplement for the Elderly) and the old social invalidity pension. The contributory Pensão de Invalidez (Disability Pension) — a distinct, work-based benefit — can overlap only in restricted cases, broadly where the incapacity is 80% or more and was certified before age 55.

How to apply

The claim itself is made on form Mod. PSI 1-DGSS, submitted either online through Segurança Social Direta (the Social Security online portal, using your NISS credentials) or in person at a Centro Distrital or loja de Segurança Social (Social Security office). Alongside the form you will need your identification, proof of legal residence in Portugal, and the AMIM — or, if the medical board has not yet examined you, proof that you have requested the certificate. Where the means test applies — the 60–79% base component and the complement — you will also have to document your income and household composition, and applicants relying on the pre-55 onset rule should keep clinical evidence of when the disability began.

Payment and review

Unlike a wage or many contributory pensions, the PSI is paid in 12 monthly instalments a year — there is no 13th or 14th month, so no holiday or Christmas top-up. Entitlement is not set in stone: Social Security reviews it roughly every 12 months, and also whenever your income, household or certified degree of incapacity changes, which can move the means-tested parts of the benefit up or down.

The bigger picture

The PSI’s reference values are updated each year in line with the Indexante dos Apoios Sociais (IAS, Social Support Index), which for 2026 stands at €537.13 a month — the anchor for most of Portugal’s social benefits. Looking ahead, the government has secured authorisation to build a future single, merged social benefit, and the broader architecture of Portugal’s minimum-income supports is in flux. For now, though, the Prestação Social para a Inclusão remains fully in force, freshly uprated for 2026, and — for anyone living with a disability of 60% or more — one of the most substantial cash supports the Portuguese state offers.