The Caderneta Predial in Portugal in 2026 — A Practical Guide to Your Property's Tax Record, the VPT That Sets Your IMI, Downloading It Free From the Portal das Finanças, and How It Differs From the Certidão Permanente
The caderneta predial is your property's fiscal ID card from the tax authority, and the VPT on it drives your IMI, IMT and stamp duty. Our 2026 guide explains what it shows, how to download it free, and how it differs from the certidão permanente.