🇵🇹 Daily Portugal news for expats & investors — FREE Subscribe
Sign in Subscribe

Real Estate

Banco de Portugal Pins Foreign Buyers at 28% of 2025 Home Transactions and €859 Million Moved — Brazilians Hold 44% of the Foreign-Borrower Stack as Crédito-Habitação to Estrangeiros Doubles to 13.56% of the National Tape

Banco de Portugal Pins Foreign Buyers at 28% of 2025 Home Transactions and €859 Million Moved — Brazilians Hold 44% of the Foreign-Borrower Stack as Crédito-Habitação to Estrangeiros Doubles to 13.56% of the National Tape

BdP's 2025 crédito-habitação tape puts foreigners at 28% of all Portuguese home transactions and €859 million moved, with mortgage credit to estrangeiros at 13.56% of the €19 billion national pool — Brazilians hold 44% of the foreign-borrower stack, up from 35% four years prior.
The Portugal Brief
Decreto-Lei 97/2026 Pins a 10% IMT Penalty on IVA-6% Homebuyers Who Vacate the Primary Residence Inside 12 Months — Pacote Fiscal Habitação Bolts the Affordable-Housing Loophole as Diário da República Publishes Tuesday 20 May

Decreto-Lei 97/2026 Pins a 10% IMT Penalty on IVA-6% Homebuyers Who Vacate the Primary Residence Inside 12 Months — Pacote Fiscal Habitação Bolts the Affordable-Housing Loophole as Diário da República Publishes Tuesday 20 May

Decreto-Lei 97/2026, in the DR on Tuesday 20 May, slaps a 10% IMT surcharge on any IVA-6% homebuyer who fails to designate the property as primary residence within six months — or vacates inside the first 12 months. Marriage, divorce and new dependents are the only carve-outs.
The Portugal Brief