After a Car Accident in Portugal in 2026: A Practical Guide to the Declaração Amigável, the Eight Days to Tell Your Insurer, and the Fundo de Garantia Automóvel
Signing a declaração amigável at the roadside halves every deadline your insurer is working to. What the law guarantees: two working days to first contact, thirty to a decision, eight to payment, double-rate interest when they are late, and 200 euros a day for a missing reasoned reply.