Banco de Portugal Tightens Mortgage Rules to a 45% Maximum DSTI on Wednesday 20 May 2026 — Five-Point Cut from the 50% Ceiling Lands Before Summer
The Banco de Portugal dropped the maximum taxa de esforço applicable to new housing loans from 50% to 45% of net household income, with the decision surfacing publicly on the morning of Wednesday 20 May 2026 . The five-point cut to the...