Banking services, regulations, and financial products in Portugal.
CGD's 29 May AGM signs off €1.25 billion dividend to the State drawn from 2025 results plus €300M of reserves, and approves a €1.5B capital increase lifting share capital to €6 billion.
BdP's May 2026 Financial Stability Report names a residential property correction as the main internal risk, asks for binding macroprudential powers and lifts the CCyB releasable buffer to 0.75%.
How much a Portuguese bank will lend you, the limits on repayments and loan terms, help for buyers aged 35 or under, the documents, the steps, and the costs.
June crédito-habitação payments will climb up to €70 — the sharpest single-month step since 2023 — as the 12-month Euribor drift hits the annual reset. Variable-rate borrowers carry the full burden; ECB tightening signals and Middle East tension feed the path, ECO reported Friday 29 May.
A Banco de Portugal audit puts Portugal's average crédito-habitação spread at 0.89 percentage points in 2024 — a third of the 2.68 points banks charged in 2014. Nearly nine in ten new contracts were written at sub-1% spreads as competition and liquidity pushed the structural margin down.
UGT-bank federation asks Min. Trabalho Rosário Palma Ramalho and the Director-General of Segurança Social to intervene on bankers' pension calculations; SNQTB filed a parallel petition heading for Assembleia plenary.
Governor Santos Pereira used the 27 May Financial Stability Report to ask the Government to convert the DSTI macroprudential recommendation into a binding rule, one week after opening a consultation on cutting the cap from 50% to 45% or 40%.
