Opening a Bank Account in Portugal in 2026 — A Practical Guide to the NIF Requirement, the Lei 83/2017 AML Documentary Chain, CGD vs Millennium vs Santander vs BPI vs Novobanco, ActivoBank and the Serviços Mínimos Bancários Backstop
Opening a Portuguese bank account in 2026 — NIF prerequisite, the AML documentary chain under Lei 83/2017, CGD vs Millennium BCP vs Santander vs BPI vs Novobanco vs Bankinter, ActivoBank/BiG digital tracks, Revolut/N26/Wise EU-passport option, the Conta-Base and Serviços Mínimos Bancários backstop.