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The green-glass tower of the Ministerio do Trabalho e Seguranca Social at Praca de Londres in Lisbon, seen from below against a blue sky

The Seguro Social Voluntário (Voluntary Social Insurance) in Portugal in 2026 — A Practical Guide to Who Can Join, the IAS Contribution Brackets, the 26.9% Rate, Form RV 1007 and the Pension It Actually Builds

If you live in Portugal but no job or self-employment is paying into social security for you, the Seguro Social Voluntário lets you contribute on your own. Our 2026 guide covers who can join, the IAS brackets, the 26.9% rate, enrolling with form RV 1007, and the pension it builds.
The Portugal Brief
The modern Loja do Cidadao de Mafra, one of Portugal's one-stop public-service centres where residents obtain official certificates

Getting a Certidão de Não Dívida in Portugal in 2026 — A Practical Guide to Proving You Owe Nothing to the Tax Authority and Social Security, the Free Instant Online Certificates and the Access-Code Shortcut

Plenty of everyday procedures in Portugal — public subsidies, contracts, some residence and nationality steps — require proof you owe nothing to Finanças and Segurança Social. Our 2026 guide covers the free instant certificates on both portals, their validity and the access-code shortcut.
The Portugal Brief
A residential street of azulejo-tiled apartment buildings in Lisbon, Portugal

The Contrato-Promessa de Compra e Venda (CPCV) in Portugal in 2026 — A Practical Guide to the Sinal Deposit, the Double-Back Penalty, Execução Específica, the Reconhecimento Presencial Rule and the Checks to Run Before the Escritura

The Contrato-Promessa de Compra e Venda is where a Portuguese property deal is really won or lost. Our 2026 guide explains the sinal deposit and its double-back penalty, when a court can force a sale (execucao especifica), the reconhecimento-presencial rule and the checks to run before you sign.
The Portugal Brief