Cost of living in Portugal

Last verified: September 2026.

Who this is for

• You are deciding whether you can afford Portugal, or which city, on your income or pension.
• You want current rents, bills, grocery, transport, healthcare, and school costs for Lisbon, Porto, Braga, and the Algarve.
• You need a monthly budget for a single person, a couple, or a family with children.

Not for you if: You have chosen a place and are ready to sign a lease: read "Renting a home in Portugal" for contracts, deposits, and your rights.

Updated September 2026. Rents and prices refreshed with August 2026 Idealista and INE data, fuel updated to September 2026 DGEG averages, the 2026 minimum wage corrected to EUR 920, and SNS fees updated (health-centre appointments no longer carry a fee).

Portugal is still cheaper than most of Western Europe for food, eating out, transport, and healthcare. It is no longer cheap for housing. Rents in Lisbon now match or beat many Northern European cities, Porto is not far behind, and the Algarve coast prices itself off the summer market all year round. Braga, Coimbra, and the interior are where the old "affordable Portugal" still exists.

This guide gives you the September 2026 numbers, where they come from, and how they add up to a monthly budget. Every figure is dated so you can tell how fresh it is.

The short answer

For a single person, including rent, as of September 2026:

Couples should add 50 to 70 percent, not double, because rent and bills are shared. A family of four should plan for EUR 3,000 to 5,000 a month depending on city and schooling. The rest of the guide shows where these totals come from.

What the national numbers say

A few benchmarks help you judge everything else:

• Minimum wage (salário mínimo nacional): EUR 920 a month in 2026, paid 14 times a year. Roughly EUR 818 net. (Government decree published December 2025.)
• Average gross salary: EUR 1,611 a month in the first quarter of 2026, up 5.0 percent on a year earlier (INE). Half of workers earn well below that.
• Inflation: 3.3 percent in August 2026, up from 3.0 percent in July. Energy prices were 12.2 percent higher than a year earlier, unprocessed food 3.4 percent (INE, 31 August 2026).
• Rent increases on existing contracts: landlords may raise rents by up to 2.56 percent in 2027 under the annual coefficient calculated from the August 2026 inflation figure.
• Everyday costs without rent: about EUR 678 a month for one person and EUR 2,450 for a family of four (Numbeo crowdsourced estimate, updated 8 September 2026).

If those local salaries look low next to the prices below, that is the real story of Portugal in 2026: the country is affordable on a foreign income and a stretch on a Portuguese one.

Housing: the line that decides everything

Two sets of rent numbers, and which one applies to you

You will see two very different rent figures quoted for Portugal.

INE, the statistics institute, publishes the median rent on new contracts actually signed. For the 12 months to March 2026 that was EUR 9.50 per square metre nationally, EUR 17.22 in Lisbon municipality, EUR 14.29 in Porto, EUR 9.48 in Coimbra, EUR 10.71 across the Algarve, and EUR 10.36 across the Porto metropolitan area. These include cheap contracts signed by locals, older flats, and family arrangements.

Idealista publishes the median asking price on listings. In August 2026 that was EUR 18.1 per square metre nationally, up 4.9 percent on a year earlier. As a newcomer searching online, the Idealista number is what you will be quoted. Use INE to understand the market; use Idealista to build your budget.

Asking rents by city (Idealista, August 2026)

The T1 and T3 columns are the per-square-metre figure applied to typical flat sizes, rounded to the ranges you will see in listings. A T1 is a one-bedroom flat, a T3 a three-bedroom flat.

Three things the table does not show:

• Moving 15 to 20 minutes out cuts rent by 30 to 40 percent. Amadora, Odivelas, and Almada for Lisbon; Vila Nova de Gaia, Matosinhos, and Maia for Porto. All are on the metro or suburban train and inside the EUR 40 metropolitan pass.
• Porto and Coimbra asking rents fell over the year while Braga, Aveiro, and Viana do Castelo jumped. The North is converging, not diverging. Braga is still the cheapest of the four big-name cities, but the gap to Porto is closing.
• A room (quarto) in a shared flat costs roughly EUR 500 to 700 in central Lisbon, EUR 400 to 550 in Porto, and EUR 250 to 400 in Braga or Coimbra. Demand for rooms rose again in 2026 and supply is thin at the start of the academic year (September and October).

Landlords commonly ask for two months' rent up front plus a deposit, and many now ask for a Portuguese guarantor (fiador) or several months' rent in advance from newcomers without a local income history. See our renting guide for contracts, deposits, and tenant rights.

Buying

Idealista's median asking price in August 2026 was EUR 3,207 per square metre nationally, up 7.5 percent on a year earlier, though the pace of increase is slowing.

On top of the price, budget for:

• IMT (Imposto Municipal sobre as Transmissões Onerosas de Imóveis, property transfer tax). For a permanent home in 2026 there is no IMT up to EUR 106,346, then marginal rates of 2, 5, 7, and 8 percent up to EUR 660,982, a flat 6 percent from there to EUR 1,150,853, and 7.5 percent above that. Buyers aged 35 or under buying a first permanent home pay no IMT up to EUR 330,539 (IMT Jovem).
• Stamp duty (Imposto do Selo): 0.8 percent of the purchase price.
• Notary, registration, and legal fees: typically EUR 1,000 to 2,500.
• IMI (Imposto Municipal sobre Imóveis, annual property tax): 0.3 to 0.45 percent of the tax value (valor patrimonial tributário), set by each município. For most flats that means EUR 300 to 1,200 a year.

Mortgage rates move with the ECB; check current offers rather than any figure printed here. Our buying guide covers the full process.

Utilities and home bills: EUR 100 to 200 a month

Numbeo's crowdsourced figure for electricity, water, gas, and rubbish for an 85 m² flat is EUR 121 a month (September 2026). Actual bills depend heavily on how you heat and cool the place, because most Portuguese homes have no central heating and poor insulation.

• Electricity: EUR 50 to 90 a month for a typical household, EUR 120 to 150 with electric heating in January or air conditioning in the Algarve in August. ERSE, the energy regulator, raised the regulated tariff (tarifa regulada) by 1.0 percent for 2026, about EUR 0.28 a month on a typical bill. Around 817,000 households were still on the regulated tariff at the end of 2025; it is a safe default if you do not want to shop around. ERSE's online comparator lets you check offers. VAT on electricity is reduced to 6 percent on the first block of consumption for contracts up to 6.9 kVA.
• Gas: many homes, especially older ones and in the North, use bottled gas (gás de garrafa) for cooking and hot water. A 13 kg butane bottle cost about EUR 34 in March 2026 and jumped to roughly EUR 39 in April and May after the spring energy shock. A bottle typically lasts four to eight weeks for cooking and showers. Piped natural gas, where available, runs EUR 20 to 40 a month.
• Water and sewage: EUR 15 to 30 a month, billed by the município or its water company. Rates vary a lot between councils.
• Internet: EUR 30 to 45 for fibre from MEO, NOS, Vodafone, or Digi (Numbeo average EUR 36). Bundles with TV and mobile cost EUR 45 to 70. Watch for 24-month loyalty periods (fidelização) and early-exit penalties.
• Mobile: EUR 10 to 20 a month for a plan with plenty of data.

See our utilities guide for how to switch supplier and read a Portuguese bill.

Groceries and eating out: EUR 250 to 400 a month for one

Food is where Portugal still wins. A single person cooking at home spends EUR 200 to 300 a month; a couple EUR 350 to 500; a family of four EUR 600 to 900.

Typical supermarket prices, September 2026 (Numbeo, converted to metric and rounded, cross-checked against shelf prices):

The main chains are Continente, Pingo Doce, Lidl, Aldi, Minipreço, Intermarché, and Mercadona (mostly in the North and Centre). Lidl, Aldi, and Mercadona are cheapest for a full weekly shop. Continente and Pingo Doce have the best loyalty apps. The municipal market (mercado municipal) in almost every town is cheaper than the supermarket for fish, fruit, and vegetables, and better.

Eating out:

• Lunch set menu (prato do dia): EUR 7 to 12 with soup, main, drink, and coffee. Cheapest in Braga, Coimbra, and Viseu (EUR 6 to 9), dearest in central Lisbon and Algarve resorts (EUR 10 to 14).
• Dinner for two at a mid-range restaurant: EUR 45 nationally; EUR 30 to 45 in Porto, EUR 25 to 35 in Braga, EUR 40 to 60 in Lisbon.
• Draught beer (fino in the North, imperial in Lisbon): EUR 1.50 to 2.50.
• Cappuccino: about EUR 1.90.

A couple eating out two or three times a week spends EUR 200 to 350 a month.

Transport: from free to EUR 500 a month

Portugal has some of the cheapest public transport in Europe, and in 2026 several cities made it cheaper still.

Young people up to and including age 23 travel free on Navegante and Andante, and higher-education students up to 25 on Andante. Over-65s get a free Andante pass in Porto. Braga's council has said it aims to make TUB free for residents by 2029. Navegante and Andante prices have not risen since they were introduced in 2019.

Between cities, CP trains and Rede Expressos or FlixBus coaches are the cheap options. Lisbon to Porto by train costs roughly EUR 25 to 35 in second class depending on service and how early you book; coaches are cheaper.

Running a car

Outside Lisbon and Porto a car goes from useful to essential, and in the Algarve interior and much of the North beyond the cities it is unavoidable. Budget EUR 300 to 500 a month all in.

• Fuel: DGEG's national average on 4 September 2026 was EUR 2.022 per litre for 95 petrol and EUR 2.018 for diesel, and both went above EUR 2.10 in the week of 7 September. Prices have been elevated since the Middle East crisis in the spring, and the government has kept a weekly-adjusted discount on the fuel tax (ISP) since March 2026 to soften it. Check the DGEG price site or an app before filling up; prices at hypermarket stations are often 10 cents cheaper.
• Insurance: EUR 300 to 600 a year for third-party plus theft and fire; more for fully comprehensive or a new driver in Portugal.
• IUC (Imposto Único de Circulação, annual road tax): from about EUR 30 for a small petrol car to several hundred euros for large or high-emission cars. Cars registered after mid-2007 are taxed on engine size and CO2.
• Tolls: most motorways charge. Lisbon to Porto on the A1 is roughly EUR 23 to 25 each way; Lisbon to the Algarve on the A2 about EUR 22. A Via Verde transponder is the easy way to pay, especially on the electronic-only roads in the North and the Algarve.
• Parking: EUR 80 to 150 a month for a garage space in central Lisbon or Porto. Braga's council raised street parking prices in 2026 but parking there is still cheap and easy compared with the big two.

Our car import guide covers ISV, the matrícula, and the change-of-residence exemption if you bring a car with you.

Healthcare: free to EUR 150+ a month

Every legal resident can register with the SNS (Serviço Nacional de Saúde, the national health service) at the local health centre (centro de saúde) with a NIF and proof of address, and receive a user number (número de utente).

What you pay in 2026:

• Health-centre appointments, nurse visits, and referred hospital consultations: nothing. The old EUR 4.50 to 5 fee (taxa moderadora) on primary care was abolished on 1 June 2022 under Decreto-Lei n.º 37/2022, and it has not come back.
• Hospital emergency (urgência) without a referral: EUR 18 at a general emergency department (urgência polivalente), EUR 16 at a medical-surgical one, EUR 14 at a basic one, plus small charges for tests, capped at EUR 40 per visit. Call SNS 24 (808 24 24 24) first: if they refer you, the fee is waived. It is also waived if you are admitted.
• Exempt from all fees: children under 18, pregnant women, people with a disability of 60 percent or more, households on low incomes (the threshold is EUR 805.70 a month in 2026), the registered unemployed, blood donors, and cancer patients within 60 days of diagnosis, among others.
• Prescriptions: the state pays 15 to 90 percent of the price depending on the medicine; generics are cheap.

The SNS's weakness is waiting time, especially for specialists and in Lisbon and the Algarve, and it does not cover adult dental care. Most expats add private insurance:

Main insurers are Médis, Multicare, AdvanceCare-network policies (Generali, Tranquilidade), Allianz, and Fidelidade. Without insurance, a private GP visit costs EUR 40 to 80, a specialist EUR 60 to 120, a dental check-up EUR 30 to 60, and a filling EUR 50 to 100. See our healthcare guide for SNS registration and choosing a plan.

Children and schooling

• Public schools (escolas públicas): free for residents, taught in Portuguese, with language support that varies by school. Books are free in compulsory education. Budget EUR 30 to 60 a month for meals, materials, and trips.
• Private Portuguese schools (colégios): EUR 300 to 700 a month.
• International schools: EUR 6,000 to 20,000 a year per child, rising with age. Lisbon and Cascais have the most choice (St. Julian's, CAISL, Carlucci, the French and German schools); Porto has Oporto British School, CLIP, and a French lycée; Braga has a bilingual private school and the international options are thin; the Algarve has several British-curriculum schools around Lagoa, Almancil, and Vilamoura. For a family avoiding the state system, add EUR 1,000 to 3,000 a month per child.
• Nursery (creche): EUR 300 to 600 a month privately. The state has been extending free places in the IPSS (charity-run) network; ask the local Segurança Social office what applies.
• Public university: tuition (propina) for a bachelor's degree is frozen at EUR 697 for 2026/27 after parliament rejected the planned rise to EUR 710 during the 2026 budget. Private universities charge EUR 3,000 to 10,000 a year.

Everyday extras

• Gym: EUR 25 to 50 a month (Numbeo average EUR 38).
• Cinema: EUR 7 to 10.
• Museums: EUR 5 to 15; many are free on the first Sunday of the month.
• Haircut: EUR 10 to 20 for men, EUR 25 to 50 for women.
• Padel court: EUR 8 to 20 an hour. Surf lesson: EUR 30 to 50.
• Clothing: the same chains and prices as the rest of the EU.

Portugal's biggest lifestyle advantage costs nothing: the climate, the coast, and cities you can walk across.

Taxes on your income

Taxes are the other half of the monthly equation and have their own guide, but the 2026 headlines are:

• IRS (income tax): nine brackets from 12.5 percent on the first EUR 8,342 of taxable income to 48 percent above EUR 86,634 (Lei n.º 73-A/2025, the 2026 budget). Most salaried people pay an effective 20 to 35 percent.
• IRS Jovem: if you are 35 or under, a large part of your employment or self-employment income is exempt for up to ten years of work. Worth claiming.
• Social security: employees pay 11 percent, employers 23.75 percent. Self-employed workers pay 21.4 percent on 70 percent of their invoiced income.
• VAT (IVA): 23 percent standard, 13 percent on restaurant meals and some foods, 6 percent on basics, books, and the first block of electricity.
• NHR ended for new arrivals in 2024. The replacement, IFICI, is narrower and aimed at researchers and skilled tech roles.

City by city

Lisbon

The most expensive place in the country and the benchmark for everything else. A T1 in Alvalade, Campo de Ourique, or Arroios runs EUR 1,100 to 1,500; the same flat in Amadora, Odivelas, or across the river in Almada costs EUR 850 to 1,100 and is 20 to 30 minutes from the centre on the EUR 40 pass. A room in the centre is EUR 500 to 700. Prime areas (Príncipe Real, Lapa, Chiado, Parque das Nações new-builds) start at EUR 2,000 for a two-bedroom. Groceries are the same as elsewhere; restaurants and services are 10 to 20 percent dearer. Single-person budget: EUR 1,300 to 1,700 frugal, EUR 2,100 to 2,700 comfortable. You do not need a car.

Porto

Porto tracks Lisbon at a 20 to 25 percent discount and, unusually, asking rents fell 6 percent over the year to August 2026 as new supply arrived. A T1 in Cedofeita, Bonfim, or Paranhos is EUR 850 to 1,200; in Gaia, Matosinhos, or Maia EUR 650 to 900, all on the metro. Foz do Douro and Boavista are Lisbon-priced. Lunch is a euro or two cheaper than Lisbon, dinner for two EUR 30 to 45. The Andante pass covers the whole metro area for EUR 40 and the metro is good, though buses to the outer suburbs are patchier than Lisbon's. Single-person budget: EUR 1,100 to 1,450 frugal, EUR 1,800 to 2,300 comfortable. A growing tech and services job market means a Portuguese salary goes further here than in the capital.

Braga

Portugal's third city by population, half an hour from Porto by train, with the University of Minho, a young population, and the best value of the four. Asking rents rose 10.7 percent in the year to August 2026 but a T1 in the centre is still EUR 500 to 750 and EUR 400 to 600 outside it, roughly half of Lisbon. Rooms are EUR 250 to 400. A prato do dia is EUR 6 to 9, dinner for two EUR 25 to 35, and the weekly shop about EUR 45 to 55. Utilities run EUR 90 to 130, though winters are wet and cold and heating bills are real. The TUB bus pass dropped to EUR 12 for residents in March 2026 and the council intends to make it free by 2029, but the network is limited and most residents drive; parking is cheap. Single-person budget: EUR 850 to 1,150 frugal, EUR 1,300 to 1,700 comfortable. The trade-offs: Porto airport is 45 minutes away, English-language services are thinner, and the expat community is small but growing.

The Algarve

Not uniformly cheap. On the coast (Faro, Lagos, Albufeira, Tavira, Portimão) a T1 is EUR 700 to 1,000 on a long-term contract, and supply almost disappears between June and September when landlords switch to holiday lets; many will only sign October-to-May contracts. Inland (Loulé, São Brás de Alportel, Silves, Tavira's hinterland) the same flat is EUR 550 to 750. Faro asking prices to buy rose 18 percent in the year to August 2026, the fastest of any city. Utilities are higher in summer because of air conditioning (EUR 130 to 170). Restaurants in resort towns charge Lisbon prices; local places a few streets back do not. A car is essential outside Faro and Portimão, adding EUR 300 to 500 a month. Single-person budget: EUR 1,200 to 1,600 frugal and EUR 1,900 to 2,500 comfortable on the coast; EUR 1,000 to 1,300 and EUR 1,600 to 2,100 inland. Retirees with EUR 2,000 to 2,500 a month live well here, especially inland.

Coimbra and the interior

Coimbra, Viseu, Évora, Leiria, Castelo Branco, Guarda, and the small towns of the Minho, Trás-os-Montes, Beira, and Alentejo are where EUR 1,000 a month still buys a decent life. A T1 in Coimbra is EUR 550 to 750 and asking rents fell 8 percent over the year; in Viseu or Castelo Branco it is EUR 350 to 550. Houses with land in the interior North or Alentejo rent for EUR 500 to 700. Coimbra's SMTUC pass is EUR 30 and the city has trains to Lisbon and Porto; elsewhere you need a car. The price you pay is fewer flights, smaller expat networks, and a health centre that may be short of family doctors. Single-person budget: EUR 900 to 1,250 frugal, EUR 1,400 to 1,800 comfortable.

Monthly budgets in detail

Single person, comfortable tier, September 2026 prices:

Frugal version (room or T1 on the outskirts, SNS only, cooking at home, one meal out a week): Lisbon about EUR 1,450, Porto EUR 1,250, Braga EUR 950, Algarve inland EUR 1,150.

Couple, comfortable, Lisbon: T2 in a semi-central area EUR 1,500 to 1,800, bills EUR 180, groceries EUR 450, two passes EUR 80, insurance EUR 130, eating out and leisure EUR 500, miscellaneous EUR 250: about EUR 3,100 to 3,400. In Porto or Braga knock 20 to 40 percent off the rent line.

Family of four, comfortable, Algarve, with a car and two children in a private Portuguese school: T3 house EUR 1,300 to 1,600, bills EUR 220, groceries EUR 750, car EUR 400, school EUR 900 to 1,200, family insurance EUR 250, leisure EUR 250, miscellaneous EUR 250: about EUR 4,300 to 4,900. Swap the school for an international one and add EUR 1,500 to 3,000.

Costs people forget

• Residency paperwork. AIMA raised its fee table on 1 March 2026. A first residence permit or a renewal now costs a few hundred euros in fees once reception, analysis, and the card are added up, plus travel to an AIMA office, plus a lawyer if you use one. See our residence permit guide for the current table.
• Visa income thresholds. The D7 minimum income is pegged to the minimum wage, so it rose to EUR 920 a month in 2026 for the main applicant. In practice consulates like to see well above that.
• Deposits and agency fees. Two to three months' rent up front is normal. Buying costs (IMT, stamp duty, fees) add 5 to 10 percent to the price.
• Flights home. EUR 500 to 2,000 a year for a UK, US, or Canadian family, more if you go often.
• Heating and insulation. Portuguese homes are cold in winter. A dehumidifier, a heat pump air conditioner, or a wood stove all cost money to buy and run.
• Portuguese lessons. EUR 0 (municipal and IEFP courses) to EUR 300 a month (private school). See our language-learning guide.
• Currency risk. If your income is in dollars or pounds, a 10 percent swing in the exchange rate is a 10 percent swing in your budget.

How Portugal compares

Crowdsourced Numbeo comparisons, September 2026, prices excluding rent:

Read the rent column twice. On these figures Portugal's average rent is now higher than Germany's, France's, and Spain's. The gap with richer countries is wide on food, dining, and services, and has closed or reversed on housing. The cause is a deep housing supply shortage that no government has yet fixed; see our reporting on the housing crisis for the politics.

Keeping the bill down

1. Choose your city before you choose your flat. Porto over Lisbon saves 20 to 25 percent, Braga or Coimbra over Lisbon saves 40 to 50 percent.
2. Live one metro stop further out. Inside the EUR 40 metropolitan pass zone, the outskirts cost 30 to 40 percent less than the centre.
3. Buy the monthly pass on day one. Navegante or Andante pays for itself in a week, and if you are 23 or under it is free.
4. Register with the SNS as soon as you have a NIF and an address, even if you plan to go private. Health-centre appointments cost nothing.
5. Shop at Lidl, Aldi, or Mercadona, use the Continente and Pingo Doce apps for the rest, and buy fish and vegetables at the mercado municipal.
6. Eat the prato do dia at lunch and cook at night.
7. Compare electricity offers on ERSE's comparator once a year, and use bottled gas or a heat pump rather than electric heaters.
8. Fill up at hypermarket petrol stations and check DGEG prices; the difference is easily 10 cents a litre in 2026.
9. Claim IRS Jovem if you are 35 or under and starting work in Portugal.
10. Time your search for October to May in the Algarve and avoid September in university cities.

Sources

• INE, Estatísticas de Rendas da Habitação ao Nível Local, 1.º trimestre de 2026: https://www.ine.pt/ngt_server/attachfileu.jsp?look_parentBoui=800184186&att_display=n&att_download=y (median rents on new contracts, national and by município and region)
• INE, Remuneração Bruta Mensal Média por Trabalhador, março de 2026: https://www.ine.pt/ngt_server/attachfileu.jsp?look_parentBoui=793225621&att_display=n&att_download=y (average gross salary)
• INE via CNN Portugal, inflation August 2026: https://cnnportugal.iol.pt/inflacao/taxa-de-inflacao/taxa-de-inflacao-acelera-para-3-3-em-agosto-impulsionada-pelos-combustiveis/20260831/6a955593d34e511da0b36227 (CPI, energy, food)
• Observador, inflation and 2027 rent coefficient: https://observador.pt/2026/08/31/inflacao-acelera-em-agosto-para-33-a-boleia-dos-combustiveis-rendas-vao-poder-subir-256-em-2027/ (2.56 percent rent update)
• Idealista, rent index August 2026: https://www.idealista.pt/news/imobiliario/habitacao/2026/09/02/77386-renda-das-casas-sobe-4-9-em-agosto-e-afasta-se-da-tendencia-de-queda (asking rents by city)
• Idealista, sale price index August 2026: https://www.idealista.pt/news/imobiliario/habitacao/2026/09/01/77337-comprar-casa-em-portugal-ficou-7-5-mais-caro-em-agosto (asking sale prices by city)
• Governo de Portugal, minimum wage 2026: https://portugal.gov.pt/gc25/comunicacao/noticias/governo-aumenta-salario-minimo-para-920-euros-em-2026 (EUR 920)
• ERSE, Comunicado Tarifas e Preços para a Energia Elétrica em 2026: https://www.erse.pt/media/5dypdjby/comunicado-tarifas-ele_2026.pdf (regulated tariff +1.0 percent, regulated-market customers)
• DGEG, preços médios diários de combustíveis: https://precoscombustiveis.dgeg.gov.pt/estatistica/preco-medio-diario/ (fuel prices, via Razão Automóvel's weekly summary at https://www.razaoautomovel.com/noticias/preco-combustiveis-semana-37-2026/ which cites the DGEG 4 September 2026 figures and Portaria n.º 404-A/2026 on the ISP discount)
• Notícias ao Minuto, gas bottle prices May 2026: https://www.noticiasaominuto.com/economia/2984220/preco-da-botija-de-gas-dispara-e-pede-se-iva-reduzido-veja-quanto-custa (13 kg butane price, ERSE efficient price)
• ECO, Navegante prices 2026: https://eco.sapo.pt/2025/12/18/preco-do-passe-navegante-sem-alteracoes-em-2026/ (EUR 30, 40, 20, free under 24)
• Andante / STCP, passes: https://stcp.pt/en/andante-passes and https://andante.pt/noticias/tarifario-andante-mantem-o-valor-dos-passes-em-2026/ (Porto pass prices, unchanged for 2026)
• New in Braga, TUB pass price March 2026: https://newinbraga.nit.pt/fora-de-casa/passes-dos-tub-ficam-mais-baratos-em-marco-e-poderao-ser-gratuitos-ate-2029 (EUR 12 resident pass, free by 2029 aim)
• SMTUC, Tarifário 2026: https://www.smtuc.pt/wp-content/uploads/2026/04/TARIFARIO-2026-versao-30-abril-2026-.pdf (Coimbra municipal pass)
• ERS, taxas moderadoras FAQ: https://www.ers.pt/pt/utentes/perguntas-frequentes/faq/taxas-moderadoras-do-sns/ (when fees apply, exemptions, Decreto-Lei n.º 113/2011 and n.º 37/2022)
• Montepio, taxas moderadoras (updated April 2026): https://www.montepio.org/ei/pessoal/gestao-diaria/taxas-moderadoras-no-sns-quem-paga-e-quanto-custam/ (emergency fee amounts, EUR 40 cap)
• Postal, urgência fees August 2026: https://postal.pt/nacional/vai-as-urgencias-sem-passar-pelo-sns-24-saiba-quando-ainda-tem-de-pagar-taxas-moderadoras/ (SNS 24 referral rule, 2026 low-income threshold)
• ECO, tuition fees 2026/27: https://eco.sapo.pt/2025/11/24/oe2026-chumbada-proposta-do-psd-cds-para-indexar-propinas-de-mestrados-a-inflacao/ (EUR 697 frozen)
• Cálculo Claro, IRS 2026 brackets under Lei n.º 73-A/2025: https://calculoclaro.com/pt/tabelas/irs-2026/ (income tax brackets)
• Doutor Finanças, IMT 2026 brackets: https://www.doutorfinancas.pt/impostos/escaloes-do-imt-sobem-2-em-2026-e-jovens-ficam-isentos-ate-330-539-euros/ (IMT thresholds, IMT Jovem, stamp duty)
• DECO PROteste, IUC 2026 tables: https://www.deco.proteste.pt/dinheiro/impostos/noticias/tabelas-iuc-quanto-paga (road tax ranges)
• AIMA, tabela de taxas (in force from 1 March 2026): https://aima.gov.pt/media/pages/documents/dc677d0005-1772305205/tabela-de-taxas-e-demais-encargos-a-cobrar-pelos-procedimentos-administrativos.pdf (residence permit fees)
• HelloSafe, health insurance comparison 2026: https://hellosafe.pt/seguro-de-saude (private premium ranges)
• Numbeo, Portugal cost of living (updated 8 September 2026): https://www.numbeo.com/cost-of-living/country_result.jsp?country=Portugal and country comparison pages (crowdsourced prices and international comparisons)

Last verified September 2026. Rules and fees change; check the official source before acting.