Work Accidents in Portugal in 2026: A Practical Guide to Lei 98/2009, the 48 Hours to Report One, the Commute That Counts, and What the Insurer Must Pay
Work accident cover in Portugal does not come from Social Security. It comes from an insurer your employer must name on your payslip. What counts as an accident, what the commute covers, the three reporting deadlines, and the percentages of pay the law guarantees.