🇵🇹 Daily Portugal news for expats & investors — FREE Subscribe

banking

Banking services, regulations, and financial products in Portugal.
Mid-century Portuguese residential apartment building exterior — Banco de Portugal's April 2026 housing-credit print at €115 billion, +10.7% YoY

Crédito à Habitação Climbs to €115 Billion at April Close — 10.7% Year-on-Year Print Is the Fastest Mortgage-Stock Lift Since February 2003 as the Garantia Pública Jovens 100% LTV Window Powers the Acceleration

BdP's April 2026 print puts the mortgage book at €115B, up 10.7% YoY — the fastest pace since February 2003. The Garantia Pública Jovens 100% LTV window for under-35s drives the lift. The May Financial Stability Report flags residential property as the system's main internal risk.
The Portugal Brief
Stack of euro banknotes representing the €1 billion BEI-funded post-tempestade credit envelope opened by Banco Português de Fomento on 1 June 2026

Banco Português de Fomento Routes a €1 Billion BEI-Funded Post-Tempestade Line — €500M SME Tranche to 12 Years, €250M via Commercial Banks, €250M for 30-Year Infrastructure Loans as Guarantee Applications Pass €1.9 Billion

BPF president Gonçalo Regalado opens a €1B post-tempestade credit envelope on 1 June — €500M direct SME loans to 12 years, €250M via commercial banks, €250M for 30-year infrastructure loans. Existing storm guarantees total €1.9B applications, €1.5B+ approved.
The Portugal Brief
Euro banknotes fanned out — BPF tracks €3.5 billion of empresa financing through end-May 2026, a €700 million-a-month run toward the €8 billion target.

Banco Português de Fomento Tracks €3.5 Billion of Empresa Financing Through End-May — €700 Million Monthly Run Points at the €8 Billion 2026 Target and the 20,000-Firm Mark on a Triénio Tape Aimed Above €30 Billion

Banco Português de Fomento mobilised €3.5 billion in empresa financing through end-May 2026 — a €700 million monthly run toward the €8 billion 2026 target and 20,000 firms supported. Guarantees carry the frame at €2.5B national plus €250M international.
The Portugal Brief