Banking services, regulations, and financial products in Portugal.
Crédito Agrícola Q1 2026 net profit fell 26.1% to €73.8 million as financial margin compressed 8.9% and Storm Kristin pushed CA Seguros into a €2 million loss. Mortgage book up 3.2%, deposits cross €24 billion.
Ageas evaluates a ~5% direct stake in BCP — the maximum it can take without restructuring its bancassurance JV — contingent on Fosun completing the exit it opened on 10 April. The Chinese conglomerate's 20%+ holding is worth ~€2.7 billion. Government backs the search for strategic shareholders.
SIBS is preparing a Multibanco Social pilot that installs cash machines inside roughly twenty juntas de freguesia in the cash-desert interior — the regions where 1,200+ parishes hold no physical cash-out point and where the worst-case walk stretches to seventeen kilometres.
BdP's 2025 Relatório dos Sistemas de Pagamentos sets up a National Payment-Resilience Plan with energy, telecoms and retail after the 28 April 2025 apagão. Day-of-blackout tape: -36% POS volume and value, restaurants -60%/-80%, ATM withdrawals -34% in volume and -24% in value.
The Banco de Portugal has approved only five gestores de créditos in the five months since the Lei 70/2024 regime governing the secondary non-performing-loan (NPL) market entered into force on 10 December 2025. ECO carried the count on Wednesday:...
How to use Multibanco cash machines and MB WAY in Portugal: paying bills by reference, sending money by phone, limits, fees, and fixing problems.
The Banco de Portugal dropped the maximum taxa de esforço applicable to new housing loans from 50% to 45% of net household income, with the decision surfacing publicly on the morning of Wednesday 20 May 2026 . The five-point cut to the...
