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Banking

Banking services, regulations, and financial products in Portugal.
SIBS Pilots a Multibanco Social Network Across Roughly Twenty Juntas de Freguesia in the Cash-Desert Interior — 1,200+ Cashless Parishes and a Seventeen-Kilometre Worst-Case Walk Frame the H1 2026 Rollout With Álvaro Santos Pereira

SIBS Pilots a Multibanco Social Network Across Roughly Twenty Juntas de Freguesia in the Cash-Desert Interior — 1,200+ Cashless Parishes and a Seventeen-Kilometre Worst-Case Walk Frame the H1 2026 Rollout With Álvaro Santos Pereira

SIBS is preparing a Multibanco Social pilot that installs cash machines inside roughly twenty juntas de freguesia in the cash-desert interior — the regions where 1,200+ parishes hold no physical cash-out point and where the worst-case walk stretches to seventeen kilometres.
The Portugal Brief
Banco de Portugal Sets Up a National Payment-Resilience Plan With Energy, Telecoms and Retail After the 28 April 2025 Apagão — Relatório dos Sistemas de Pagamentos 2025 Books a 36% Terminal Drop and 80% Restaurant Value Shock on the Day

Banco de Portugal Sets Up a National Payment-Resilience Plan With Energy, Telecoms and Retail After the 28 April 2025 Apagão — Relatório dos Sistemas de Pagamentos 2025 Books a 36% Terminal Drop and 80% Restaurant Value Shock on the Day

BdP's 2025 Relatório dos Sistemas de Pagamentos sets up a National Payment-Resilience Plan with energy, telecoms and retail after the 28 April 2025 apagão. Day-of-blackout tape: -36% POS volume and value, restaurants -60%/-80%, ATM withdrawals -34% in volume and -24% in value.
The Portugal Brief
MB Way and Multibanco in Portugal in 2026 — A Practical Guide to the SIBS-Owned Card Rails, the 11,000-ATM Network, the Mobile-Wallet App, the MB Spot Cash-In/Cash-Out Service and the Mechanics Outside Visa-Mastercard

MB Way and Multibanco in Portugal in 2026 — A Practical Guide to the SIBS-Owned Card Rails, the 11,000-ATM Network, the Mobile-Wallet App, the MB Spot Cash-In/Cash-Out Service and the Mechanics Outside Visa-Mastercard

Multibanco is the SIBS-operated domestic card network behind Portugal's 11,000-plus ATMs, the Entidade-Referência-Montante bill rail and the MB Way mobile wallet. A 2026 practical guide to onboarding, P2P limits, MB Spot and what to watch as a foreign resident.
The Portugal Brief