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Banking

Banking services, regulations, and financial products in Portugal.

The illuminated neoclassical facade of a Banco de Portugal building at night, with statues along the roofline and trees in front

How Portugal's Deposit Guarantee Fund Protects Your Bank Savings in 2026: The €100,000 Limit, the Payout Timeline and the Temporary Cover for House-Sale Money

Deposits in Portuguese banks are protected up to €100,000 per person, per bank, by the Fundo de Garantia de Depósitos. This guide covers what is and isn't guaranteed, how joint accounts and separate banks multiply the cover, the temporary protection for house-sale money, and how fast you would be re