🇵🇹 Daily Portugal news for expats & investors — FREE Subscribe
Sign in Subscribe

Banco de Portugal

Banco de Portugal Floats a National Black-List of Bank Accounts Used in Payment Fraud Inside the 2030 Retail-Payments Strategy — 28 July Consultation Window and a Parallel Digital-Fraud Monitoring Platform Frame the Security Pillar

Banco de Portugal Floats a National Black-List of Bank Accounts Used in Payment Fraud Inside the 2030 Retail-Payments Strategy — 28 July Consultation Window and a Parallel Digital-Fraud Monitoring Platform Frame the Security Pillar

The Banco de Portugal (Bank of Portugal — BdP) has opened a public consultation on a new Estratégia Nacional para os Pagamentos (National Payments Strategy) running through 2030, and the document floats one headline tool that will reshape how the...
The Portugal Brief
Banco de Portugal Governor Álvaro Santos Pereira Pushes Mortgage Taxa de Esforço Cap From 50% to 45% and Extends the Under-35 Maturity Ladder to 40 Years — Macroprudential Recommendations Head Toward Binding-Rule Status

Banco de Portugal Governor Álvaro Santos Pereira Pushes Mortgage Taxa de Esforço Cap From 50% to 45% and Extends the Under-35 Maturity Ladder to 40 Years — Macroprudential Recommendations Head Toward Binding-Rule Status

Governor Álvaro Santos Pereira wants the mortgage taxa de esforço cap lowered from 50% to 45%, the bank-level exception envelope cut from 15% to 10%, and the maximum maturity stretched to 40 years for borrowers under 35. He also asked parliament to make the rules binding.
The Portugal Brief